I think you are right ...
I had (and still have) no thourough understanding of the Sia-concept of storage-selling/sharing.
But ask yourself .. Is it a good thing for the overall Sia platform that users can fuck themselves over so easily ?
Any wallet that can auto-remove funds is inherently dangerous, if the concept is not FULLY understood.
No warnings, no calculations indicating "a risky setup", or warnings that current amount of Sia funds would be
gone in 6-7 hours with current settings ... (And my settings were very conservative ... VERY)
However .. When the Sia-client chooses to disconnect "the masternode" in the middle of the night when
I am sleeping, and the Sia-system then punishes me for it - that makes me want to badmouth Sia ... a lot .. in many places.
I might even spend a few Ethers having a few monkeys spam forums warning about Sia .. Yes, I am angry now.
But .. I thank you for the "host -v" hint ... Useful knowledge :-)